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One App, all your
Financial Needs

Take control of your finances on the go! Make payments, save, invest, and
access credit - all with one easy-to-use app.

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Payments

Enjoy a secure, reliable and convenient way to pay. Whether
you're paying for a purchase, subscription or any other type
of payment, CredPal is designed to make the process fast
and easy.


Cards

Savings

Simplify your savings journey by setting a budget. Save with
ease by setting goals, tracking your progress, and enabling
automatic transfers with your bank account. It's that easy!


Cards

Virtual Cards

Create a virtual credit or cash card, make secure online
purchases, keep track of your spending, and have complete
visibility of where your funds are going. With advanced
security features, you have the ability to set spending limits
and exert control over your spending.



Credit Builder

Fund your virtual card and make payments everywhere.
Use your CredPal virtual card to make purchases both
online and offline with ease, and benefit from our reward-
rich programs


Credpal

Move with CredPal

CredPal enables users to pay for Bolt rides and food orders, with the option to pay now or pay later, based on the available payment options.

Move with CredPal

CredPal enables users to pay for Bolt rides and food orders, with the option to pay now or pay later, based on the available payment options.

Move with CredPal

CredPal enables users to pay for Bolt rides and food orders, with the option to pay now or pay later, based on the available payment options.

Move with CredPal

CredPal enables users to pay for Bolt rides and food orders, with the option to pay now or pay later, based on the available payment options.

Start building your credit score today



Download our app to get started on your credit journey in Africa. Make the first move towards a
better financial future today.

Our Customers love us



Read what they have to say

Martins Adebowale

I love this app! It's so easy to use and has
helped me save money for my future goals.
The auto-save feature makes it a breeze to
save regularly, and the investment options
are great too. Highly recommend!

Kalistus Oluwafemi

This app has been a game-changer for me. I
used to struggle with managing my finances,
but with this app, I can easily track my
spending, set budgets, and save for the
things that matter most.

Esther Romanus

I never thought investing could be so simple
and accessible, but this app has changed my
mind. I can invest easily track my portfolio's
performance. Highly recommend for anyone
looking to start investing.

Martins Adebowale

I love this app! It's so easy to use and has
helped me save money for my future goals.
The auto-save feature makes it a breeze to
save regularly, and the investment options
are great too. Highly recommend!

CredPal is a revolutionary credit solution
geared towards providing seamless credit
access for businesses and individuals across
developing economies.

Get the app

Product

  • CredPal Business
  • Savings & investment
  • Credit Builder

Legal

  • Customer Terms of use
  • Merchant Terms of service
  • Privacy Notice

Contact Us

  • hello@credpal.com
  • +234 708 740 9746

Support

  • FAQs
  • Blog
  • Delete Account

CredPal financial services are offered by Dawakin Kudu Microfinance Bank Ltd, fully licensed and regulated by the Central bank of Nigeria. CredPal offers innovative financial solutions including payment,
savings and credit services. Our credit solution allows businesses and individuals to buy anything and pay for it in instalments across online and offline Merchants by providing them with instant access
to credit at the point of checkout.